Digits Review: Features, Pricing & Alternatives

What is Digits?

Digits is an AI-native accounting platform built as a replacement for traditional ledgers such as QuickBooks. Instead of adding AI on top of old software, the whole general ledger is designed around automation: transactions from banks, cards and payroll are categorised and reconciled continuously, and reports update in real time.

Every plan includes Ask Digits, a conversational assistant that answers plain-language questions about your finances. Digits also offers bill pay, invoicing and tools for accounting firms, including free books for firms and an agentic close workflow.

Key features of Digits

• AI bookkeeping and reconciliationCategorises and matches transactions from connected banks, cards and payroll around the clock.
• Ask DigitsA conversational AI assistant, included on every plan, that answers questions about your financials.
• AI quality reviewChecks your books for errors and inconsistencies.
• AI bill pay and invoicingDrag-and-drop bill approval and payment, plus invoices with automatic reminders.
• Automated schedulesDetects schedule-based transactions such as prepaid expenses and creates the entries (Core and Pro).
• Real-time reportingLive financial statements and dashboards without waiting for month end.

Who is Digits best for?

• Startups and small businesses setting up accounting from scratch
• Founders who want real-time financials without a full-time bookkeeper
• Accounting firms looking for a modern, automated ledger for clients

Popular ways to use Digits

• Running day-to-day bookkeeping with minimal manual work
• Asking quick questions about burn, revenue and spend
• Paying bills and sending invoices
• Closing the books faster each month
• Sharing live financials with investors or advisers

Digits pricing (October 2026)

Prices per client account from the Digits pricing page in October 2026. There are no per-seat or setup fees, and every plan starts with a 30-day free trial. Accounting firms can run their own books free.

Digits pros and cons

How to get started with Digits

1. Start a 30-day free trial on the Digits website.
2. Connect your bank accounts, cards and payroll provider.
3. Import historical data or start fresh from a set date.
4. Review the first round of AI categorisations.
5. Invite your accountant and set up bill pay and invoicing.

Tips to get better results from Digits

• Start at a clean period, such as the beginning of a quarter, to simplify migration.
• Use Ask Digits for quick answers, but confirm key numbers in reports.
• Have your accountant review the chart of accounts before go-live.
• Use automated schedules for prepaid and recurring items on Core.

Digits vs alternatives

QuickBooks Online and Xero are the established alternatives with bigger ecosystems and their own AI features. If you want to keep your current ledger but automate bookkeeping, Booke AI works on top of it.

More options are in our guide to the best AI tools for accounting.

Our verdict: is Digits worth it?

Digits FAQs

Pricing and features change often. Details on this page were last reviewed in October 2026. Always confirm current plans on the official Digits website.